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Turning 65: How to Prepare as You Approach Medicare

Here are the 4 critical steps to make informed decisions when approaching Medicare eligibility

• Step #1: Education
  • Gain a thorough understanding of Medicare before making important decisions.
  • Avoid potential pitfalls & roadblocks by steering clear of the overwhelm from excessive information as well as unsuitable advice from peers who are not in your unique & specific situation
  • The best source of information is us here at Medicare Way Maker and some helpful informational guides we can send over to you.

• Step #2: Enrollment in Medicare (Parts A & B)
  • Retired individuals must enroll in Medicare unless they or their spouse are still working.
  • Automatic enrollment occurs for those already receiving Social Security.
  • You must Self-enroll if you are not already on Social Security.
  • If you are still working at 65, compare employer coverage with Medicare to decide which is best & most cost-effective.

• Step #3: Choosing Additional Coverage
  • Two main options after enrolling in Medicare A & B:
  • Medigap (Supplemental Plans): Higher premiums but covers most out-of-pocket costs. Requires separate Part D for prescriptions.